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Secure Your Future With A Gold IRA

How a Gold IRA Protects Your
Investments and Retirement Plan

Unearth the power of a tax-advantaged gold ira account, structured to diversify your investments while leveraging the full potential of IRS-approved Gold. Elevate your portfolio with this distinguished asset and confidently secure your financial future.

Open a Gold IRA Account

The Gold IRA

A Traditional Retirement Account with New Opportunities

A Gold IRA (or a Precious Metals IRA that incorporates gold) offers all the perks of a traditional IRA, along with another outstanding benefit: the ability to invest in IRS-approved Gold bullion and coins.

Investors can leverage the benefits of a tax-deferred account structure, tax-deductible contributions*, and a hassle-free setup and transfer process, while simultaneously protecting and growing their wealth through a portfolio diversified with physical Gold and other precious metals. Experience unparalleled diversification and financial security with a Gold IRA, the ultimate choice for a robust and future-proof retirement investment strategy.

And with trusted institutions like JPMorgan forecasting a continued rise in gold prices, now may be the ideal time to consider adding a Gold IRA to your retirement strategy.

Open a Gold IRA Account

*Certain transfers and rollovers may be completed without current tax or penalty if IRS rules are followed. Tax deductibility and tax treatment depend on account type, eligibility, income, timing, and individual circumstances. Consult your tax advisor.

Diversify With a Gold IRA in 3 Simple Steps

Forge a winning lineup of precious metals: Gold, Silver, Platinum, and Palladium - to tackle market uncertainty and achieve long-term financial success.

Step 1: Open A Gold IRA

With the help of both an Account Executive and an IRA Specialist, it’s easy and efficient to open a Gold IRA account with us, either online or with your IRA Specialist walking you through the application. Our team ensures that every step is handled smoothly, from paperwork to funding. You’ll receive personalized support to help you make informed decisions and get your account set up without delays.

Ready to begin?

Start My Gold IRA Application

Step 2: Fund Your Account

With the help of an Allegiance Gold IRA Specialist, you can complete a seamless IRA Transfer, a direct rollover from another qualified account, or contribute cash using a check or wire transfer. Your Account Executive can explain available funding methods and process requirements so you can discuss the appropriate option with your tax, legal, or financial professional. The process is straightforward and secure, ensuring that your assets move safely and efficiently into your new Gold IRA.

Not sure if your current account qualifies?

Reach out to a Gold IRA Specialist

Step 3: Diversify With Ease

An Allegiance Gold Specialist can walk you through the process of selecting your IRS-approved Gold coins, bullion, and other precious metals, plus the designated Depository Storage Facility where they’ll remain—100% insured and secure. You’ll receive education on IRS-approved precious metals, product categories, costs, storage choices, and liquidity considerations so you can make your own informed decision.

Want to learn more?

Download Our 2025 Gold IRA Guide

Take Matters—and Metals—Into Your Own Hands

Select from a wide range of investment-grade coins and bullion in Gold, Silver, Platinum, and Palladium to gain complete control over your asset ownership and reap many of the same rewards as a Gold IRA. For IRA purchases, metals must be held by an approved custodian/depository and cannot be personally stored by the IRA owner. Personal delivery applies only to non-IRA direct purchases. Whether you’re looking to diversify your portfolio, hedge against economic uncertainty, or build long-term wealth outside the traditional banking system, physical metals give you the flexibility, privacy, and peace of mind every investor deserves.

Browse Bullion

Trust, Transparency, and Relationships

As a full-service physical precious metals dealer, Allegiance Gold partners exclusively with the most secure and reputable third-party depository storage facilities in the industry, including Delaware Depository, BRINKS, and IDS – each safeguarded by $1 billion in all-risk insurance coverage underwritten by leading London-based firms. This high level of protection ensures your assets are stored with maximum security and provides unparalleled peace of mind.

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Working With Leading Custodians
And Nationally Recognized Depositories

At Allegiance Gold, we prioritize both security and accessibility when it comes to safeguarding your precious metals. That’s why we work exclusively with industry-leading custodians and nationally recognized, IRS-approved depositories strategically located across the United States.

These facilities offer state-of-the-art security, full insurance coverage, and meet the highest standards for compliance and confidentiality. Whether you’re storing gold, silver, platinum, or palladium, your assets will be housed in secure, temperature-controlled vaults with around-the-clock surveillance and multi-layered protection protocols.

Our partnered depositories are located in key cities to provide both geographic diversity and convenience. These include Boulder City and Las Vegas, Nevada; Los Angeles, California; Salt Lake City, Utah; Shiner and Dallas, Texas; New Castle and Wilmington, Delaware; Aston, Pennsylvania; and New York City, New York. This national footprint allows investors to choose a storage location that suits their preferences for proximity, climate, or jurisdiction.

What Does a Gold IRA Cost? A Clear Breakdown of Fees

At Allegiance Gold, transparency isn't a slogan—it's how we do business. Before you open a Gold IRA, you deserve to understand exactly what you'll pay and why. Unlike many financial products layered with hidden charges, a Gold IRA has a straightforward, predictable fee structure built around just three components: a one-time dealer premium at the time of purchase, an annual flat amount custodial fee, and an annual storage fee. No surprises. No fine print designed to work against you. Just clear, honest numbers so you can make an informed decision with total confidence.

Annual Custodial Fees

Because a Gold IRA is a self-directed retirement account, the IRS requires that it be administered by a qualified, IRS-approved custodian. Your custodian handles the essential administrative work that keeps your account compliant and in good standing—recordkeeping, annual IRS reporting, account statements, and processing contributions, distributions, and transfers. 

For this service, the custodian charges a flat annual custodial fee of approximately $125, billed once annually regardless of how much your account grows. Because this fee is flat rather than a percentage of your holdings, larger accounts often benefit from a lower effective cost as their metals appreciate over time. Your Allegiance Gold IRA Specialist will walk you through the complete custodial fee schedule in writing before you commit to anything. 

Storage Fees: Segregated vs. Commingled

IRS regulations require that the physical metals in your Gold IRA be held at an approved, third-party depository—never at home. Allegiance Gold partners exclusively with the most secure and reputable depositories in the industry, including Delaware Depository, BRINKS, and IDS, each safeguarded by $1 billion in all-risk insurance coverage. Your annual storage fee covers this fully insured, vaulted protection, and the amount depends on which storage method you choose: 

Segregated (Allocated) Storage

Your metals are stored separately and individually allocated to your account, physically kept apart from every other investor’s holdings. The exact bars and coins you purchase are the same ones set aside for you and returned when you take a distribution. This premium level of ownership carries a slightly higher annual fee of approximately $175 per year, and it’s the preferred choice for investors who want the added assurance of holding their specific metals.

Commingled (Non-Segregated) Storage

Your metals are stored together with those of other investors in a pooled arrangement of identical products. You retain full ownership of an equivalent quantity and quality of metal, though not necessarily the exact pieces you purchased. Because it’s more space-efficient for the depository, commingled storage typically carries a lower annual fee of approximately $100 per year. 

Both options are fully insured, IRS-compliant, and housed in state-of-the-art vaults with around-the-clock surveillance and multi-layered security. The choice comes down to your personal preference for direct allocation versus cost efficiency—and your specialist will help you weigh both. 

Dealer Premiums: Paid Once, at Purchase

When you acquire physical gold, silver, platinum, or palladium, you pay a dealer premium—the amount above the wholesale cost price that reflects the coin or bar’s minting, fabrication, and market demand. This is a one-time cost, charged only at the time of purchase. It is not a recurring or annual fee. Once you own the metal, you never pay that premium again. 

At Allegiance Gold, every premium is disclosed clearly and up front, before you buy. There is no pressure and no hype—only the straightforward information you need to decide what belongs in your portfolio. 

Total Cost, Total Clarity

To summarize, your Gold IRA involves a one-time dealer premium when you purchase your metals, followed by a flat annual fee—custodial and storage which is either $225 with commingled storage or $275 with segregated storage —that keep your account compliant and your holdings fully insured. Actual fees may vary based on your chosen custodian, depository, storage method, and account size, and your Allegiance Gold IRA Specialist will provide the complete, written fee schedule before you open your account. 

Have questions about the cost of a Gold IRA? Our experts are here to give you clear, no-obligation answers. 

Reach out to a Gold IRA Specialist

Discover the Gold Standard in Asset Diversification

Build a Golden Foundation for Your Family's Legacy

With a long-standing reputation for stability and consistent growth, Gold has proven itself to be a reliable store of value across centuries. It serves as a powerful hedge against inflation, protecting purchasing power as fiat currencies lose value over time. Additionally, Gold helps safeguard wealth during periods of currency devaluation, stock market volatility, and geopolitical uncertainty, offering investors a sense of security when traditional financial systems are under pressure.

Gold: A Confidential Asset for Financial Privacy

Gold enables you to maintain greater anonymity and full control over your financial information, helping to safeguard your wealth from unwanted government intrusion, surveillance, and regulatory oversight. Unlike digital assets or bank accounts, physical gold offers a private means of preserving your assets, giving you peace of mind in an increasingly monitored financial landscape.

An Asset You Can Count On

While banks occasionally fail, real estate bubbles inevitably burst, and stock markets can experience sudden and severe crashes, Gold endures as a steadfast and reliable asset. Throughout history, it has consistently held its value and even appreciated during times of financial upheaval and economic instability, making it a trusted safe haven for investors seeking to protect their wealth when traditional markets falter.

The Golden Age

From June 21, 1999, when the price of gold per ounce was approximately $252.80, to January 30, 2026, gold has experienced a remarkable surge, recently trading above $4,891.32 per ounce. This represents an extraordinary more than 19-fold increase in value over roughly 26 years. Such consistent and significant growth highlights gold’s strength as a long-term store of value and its ability to preserve wealth through various economic cycles, including recessions, inflationary periods, and geopolitical tensions. This enduring upward trend reinforces why many investors continue to consider gold a critical component of a diversified and resilient investment portfolio.

Open a Gold IRA Account

Frequently Asked Questions

How much does a Gold IRA cost per year?

A Gold IRA typically involves two flat annual fees: a custodial fee for account administration and IRS reporting (approximately $125 and a storage fee for the insured depository vaulting for $100 to $150 per year depending on segregated or commingled storage). These are separate from the one-time dealer premium paid when you purchase your metals.

What is the difference between segregated and commingled storage?

With segregated storage, your specific bars and coins are stored separately and individually allocated to you. With commingled storage, your metals are pooled with identical products from other investors, and you own an equivalent quantity rather than the exact pieces. Segregated storage generally costs slightly more.

Are dealer premiums a recurring fee?

No. A dealer premium is a one-time cost paid only at the time you purchase your metals—the amount above wholesale price that reflects fabrication and demand. It is never charged again after your purchase.

Are the fees the same for every account?

Actual fees vary based on your custodian, depository, chosen storage method, and account size. Your Allegiance Gold IRA Specialist provides a complete, written fee schedule before you open your account.

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